As you maintain being debt free, you should be aware of your credit record and score. You can always order a free copy of your credit report from the three major credit agencies (Equifax, Experian, TransUnion) at AnnualCreditReport.com. However, it is hard to get your credit score unless you pay a fee or get it for free by jumping through hoops. Now there is an easier to get your score. Credit Karma is a free service that will provide you with your TransUnion credit score for free. A plus is you do not have to enter a credit card number to use the service. The service also provides tools for managing your finances in general.
Thema’s Tip: Don’t forget to check out The Refined Budgeter column each week for money-saving tips. Also, leave a comment stating what you think a great credit score is.