Credit card debt. Student loans. Upside down mortgages. Car loans. This recession, which has caused rising debt, has savionaires reviewing ways to recover from being broke. Knowledge is the first step. Therefore, Savionaire recommends the following four books to help you gain the knowledge to stay on the path of a Recovering Brokoholic: * Living Trusts for Everyone: Why a … [Read more...]

By Robin Goudy, MS. Each week, this Brooklyn spender-turned-Washington budgeter will share smart money-saving tips in Savionaire's new column, The Refined Budgeter. Email your money-saving questions, tips, or comments to money@savionaire.com. Put "The Refined Budgeter" on the subject line. Disclaimer: You should consult a financial professional concerning your finances. The … [Read more...]

You have heard of GTD (Getting Things Done), but have you heard of UCFA? It is a savionaire term meaning Urgent Constant Focused Action. Savionaires have goals, but you all may fall short of achieving those goals. You have plenty of to-do lists, but they end up crumbled up on your floor or posted on your wall as avant-garde decoration. Whether your goals are related to … [Read more...]

As you maintain being debt free, you should be aware of your credit record and score. You can always order a free copy of your credit report from the three major credit agencies (Equifax, Experian, TransUnion) at AnnualCreditReport.com. However, it is hard to get your credit score unless you pay a fee or get it for free by jumping through hoops. Now there is an easier to get … [Read more...]

Do you find yourself daydreaming as opposed to getting things done? Savionaires stay busy, but they don't stay as productive as they should. In order to be highly productive, you must be focused, organized, and in control. Of course, that is easier said than done unless you have a system up and running to help you get things done. David Allen, the Father of Best Practices of … [Read more...]